Checking and Saving Accounts
Bank Accounts 101
Choosing a Bank
Ask these questions to help you decide which bank or credit union to use:
- How much is the minimum initial deposit?
- Is there a fee if your balance drops below a certain amount each month (a minimum balance)?
- Are there fees for checking services and overdraft protection?
- There could be fees for using an ATM, especially if the ATM is not owned by “your” bank.
- Are there online and mobile tools for paying bills and depositing checks?