Graduated Repayment Calculator

What term and payments might you have with a graduated repayment plan?


Amount of loan  $
Annual interest rate %

Note: This calculator is provided for estimation purposes only. The graduated repayment period for a student loan is based on the amount of debt. If the initial calculated payment is less than the interest the borrower accumulates through the Standard Repayment Plan or half of the monthly payment, he or she would pay the greater amount. Monthly payments will never exceed 1.5 times the Standard Repayment Plan monthly payment. You should discuss specifics about loans with your financial aid counselor and find out details about individual loan payments, repayment schedules, alternative payment plans, and other repayment options before obtaining a loan.