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Major Choices

Calculate how your school or major may affect your future paycheck

How might borrowing to pay for college affect you down the road? How much do graduates in your chosen field earn in the first year out of school?

When making decisions about borrowing to pay for a college education, it's important to consider things like potential income after graduation, and how much of that income may be absorbed by student loan payments.

Use this calculator to get an estimate of potential median debt-to-income ratios for certain majors at many public colleges and proprietary institutions within Texas.

Select the way you would like to compare debt to income.

Different majors at the same school.
The same major at different schools.

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Disclaimer: The information provided by this debt-to-income ratio calculator is intended for educational purposes only. All data are from federal and state secondary sources. You should consider obtaining personal advice from qualified academic and financial counselors before making any financial or educational decisions.

The calculator provides comparative information about the median salaries and student loan debts of recent graduates from certain programs at certain two- and four-year public and proprietary institutions within Texas. This information is provided as an estimate of monthly student loan payment, based on institution, degree level, and program of study.

In order to protect confidentiality, these reports display program-level data only under the following conditions:

  • In order for data to be shown, programs within public institutions must have produced a minimum of three graduates over the previous year. Proprietary institutions must have produced a minimum of 30 graduates over a two-year cohort.

In addition, the wage data for graduates of public institutions represent only the following:

  • Graduates successfully matched to Texas Workforce Commission records, and
  • Graduates employed within Texas.

Please note that the data reported by this tool are based on graduates from public and proprietary institutions in Texas. To protect the privacy of its graduates, public institutions report data for programs with three or more graduates in a year, while proprietary institutions report data for programs with 30 or more graduates in a two-year period. This means that some institutions may offer majors that are not reported in this tool due to small sample sizes. Please check institutions' websites to confirm the status of any program of study you select.