Repay Your Student Loan

Prepare to pay back your loans before you graduate.

Student loans are as much a responsibility as any other loan a person can acquire. Student borrowers are required to repay their education loans, even if they do not complete school, cannot find a job after they leave school, or feel dissatisfied with the education they received.

Before you take out a loan, you should take certain steps to help you avoid default, such as finding out about repayment guidelines and talking to your lender or TG Customer Assistance about the particular terms of a loan. Planning for repayment can help you avoid the difficulties that may come with the responsibilities of borrowing money and help you avoid default.

  • Think seriously about student loans ahead of time.
  • Take steps before you borrow money that will help you avoid default later.
  • Find out about repayment guidelines.
  • Talk to a lender or to someone in TG's Financial Aid Assistance center about the terms of a loan.

Planning for repayment can help you avoid problems later.

Part of your plan for repayment should include actively beginning your search for full-time employment.

Keep in touch

If you borrow, keep in touch with your lender, especially if personal circumstances change. Lenders are often willing to work with borrowers to make repayment possible and easier. You may be eligible for consolidation programs or deferment/forbearance plans.

Contact your lender if you:

  • Leave school
  • Change schools
  • Change graduation dates
  • Graduate
  • Change your enrollment status from full-time to less than half time
  • Change deferment status
  • Change your name, address, or phone number
  • Have trouble making your loan payment.

Need more info?

If you have questions about repaying your student loan, ask the experts at (800) 845-6267, or send an email message to