Pay for College

Explore college costs and plan how you'll pay for your degree or certificate.

Compare Payments Under Different Repayment Plans

Student Loan Repayment Comparison Calculator

Enter your student loan information below to find out what repayment plans you may qualify for and what the monthly payment would be. For more information about each plan and its conditions and benefits, see Repaying Your Student Loan.

I. Family size
Including you, how many people live in your household? Be sure to include your spouse (if you are married), children, and any other dependents.
II. Federal student loan debt (Look up on myTG or NSLDS)
Current loan debt amount: What is your total amount of federal student loan debt? Use your current outstanding balance. $
Beginning loan amount: What was your total amount of federal student loan debt when you entered repayment? $
Term of the loan(s)
Annual interest rate %
Did you receive your first student loan on or after Oct. 1, 2007, with no outstanding balance on prior student loans?
Did you receive disbursement of an FDLP loan on or after October 1, 2011, or apply for and receive an FDLP Consolidation loan on or after October 1, 2011?
III. Spouse (optional)
Spouse loan debt amount: If you are married and your spouse has federal student loan debt, what is the current outstanding balance? $
Spouse beginning debt amount: If you answered the last question, what was the amount of your spouse’s federal student loan debt when he or she entered repayment? $
IV. Income
What was your adjusted gross income (AGI) as reported on last year’s federal income tax return? If you are married and filed a joint tax return, include your spouse’s income. If your AGI is unknown, estimate your annual pretax earnings. $
V. State of residence
Continental U.S.
Alaska
Hawaii


This calculator is provided for estimation purposes only. Specific details about your loan types, amounts, and other circumstances may impact your eligibility for certain repayment plans. Eligibility for repayment plans and monthly payment amounts will be determined by your lender or servicer.



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