Pay for College
Explore college costs and plan how you'll pay for your degree or certificate.
In Case of Loan Default
Consider loan rehabilitation in case of default
Even if your loans enter default, you still have options. First, know that there are some very negative consequences to default. Second, find out how to manage and even eliminate those consequences by applying for loan rehabilitation with your loan holder or servicer.
What' so great about loan rehabilitation?
If you enter into a loan rehabilitation agreement with your loan holder or service and make nine voluntary, on-time, full monthly payments during a period of 10 consecutive months, your loan holder will remove the record of your default from your credit report. That's good for your financial future. Also, after six consecutive payments, you become eligible again for more federal student aid, which you might need if you have to finish your degree or certificate program. Without a degree or certificate, you'll find it harder to get a job in your chosen field.