What’s in a Credit Report?
Your credit report is basically your financial report card. It provides a record of your borrowing and money management history and is used to calculate your credit score. Lenders refer to your credit report to determine if you are a good credit risk before approving a loan. If you have a good credit report, you are more likely to get more credit and a better interest rate than someone with a poor credit report.
Use the Interactive Sample Credit Report below to learn about the information included in a credit report. Tap any of the Blue text shown (or hover over the text with your cursor on a desktop PC) to toggle a popup with more information about that portion of the credit report.