Read a Credit Report
Your credit report is basically your financial report card. It provides a record of your borrowing and money management history, and is used to calculate your credit score. Lenders refer to your credit report to determine if you are a good credit risk for approving a loan. If you have a good credit report, you are more likely to get more credit and a better interest rate than someone with a poor credit report.
Use the Interactive Credit Report to learn about the information included in a credit report. Move your cursor over sections of the report to view an explanation of each term.
This sample credit report contains information that is commonly available on a real credit report. Your personal credit report may or may not contain all the information on this sample credit report. It is for your reference only.
Here are other documents located on AIE.org that you may be interested in: