How to Read a Credit Card Statement


If you’ve ever looked at credit card statements, you know how difficult they can be to read. Credit card statements are filled with strange terms, numbers, and percentages that play a role in the calculation of your total credit card balance.

To be a responsible credit card user, it’s important to read all the fine print and understand all the numbers and terms on a credit card statement. If you don’t, you may end up with more credit card debt than you can handle.

Use this interactive credit card statement to familiarize yourself with the terms commonly included on a real statement. Move your cursor over the statement to view an explanation of each term.

To learn about how long it will take to repay a credit card balance, see Calculating the True Cost of Credit.

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