Managing Your Money

Are you a skilled spender and saver?
This page provides financial literacy tips and resources to help you minimize debt and get started on a road to prosperity.

• Income-Based Repayment (IBR) Calculator
• College Loan Calculator
• Daily Interest Calculator
• Expected Financial Contribution (EFC) Calculator
• Net Earnings Calculator
• Money Management 101

• About Credit Cards
• Credit Card Terminology
• Reading a Credit Card Statement
• True Cost Calculator
• Credit Card Skills Builder
• Pizza Cravings and Credit Cards Video
• Credit Card Repayment Table
• Credit Card Debt — A Student's Story Video

• Learn to Earn
• Budgeting While in School
• Graduating on a Budget
• Graduation-Planning Calculator
• Positive+Balance™ Financial Literacy Training
• Money Management Resources

• Managing Credit and Debt
• Credit Reports
• Reading a Credit Report
• Credit Scores

• Repaying Your Student Loan
• Loan Repayment Chart
• Loan Forgiveness Programs
• Loan Consolidation
• Managing Repayment
• Avoiding Default
• Consequences of Default
• Options after Default
• Handling Default
• FAQ — Handling Default
• Income-Based Repayment (IBR)
• Deferments and Forbearance