Manage Your Money
Master the skills that can help you manage money throughout life.
Your Interactive Guide to Credit Reports
Learn about the parts of a report with this online example
Move your cursor over this Interactive Credit Report to learn about the information included in a credit report. This sample credit report contains information that is commonly available on a credit report. Your actual credit report may or may not contain all the information offered below.
What is a credit report? Your credit report is your financial report card. It provides a record of your borrowing and money management history and serves as the essential item in calculating your credit score. Lenders refer to your credit report to determine the risk of lending to you. If you have a good credit report, you are more likely to get more credit and a better interest rate.