Manage Your Money

Master the skills that can help you manage money throughout life.

Learn Cost-Cutting Strategies

“Step down” your purchases to meet needs and satisfy wants

The Step Down Spending Method Exercise teaches you how to meet your needs and wants with less expensive versions of items or purchases. The virtue of this approach is that you satisfy your needs and wants and stay within your budget.

Learn the Step-Down Spending Method — Step Down Spending Method Exercise (PDF)



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